Some people tell me that only business people who have lots of money need to do budgeting and planning. I do not agree with that because I think even a small wage earner like us also should do budgeting and planning. This is to avoid overspending and getting ourselves in debt. For me, I do by monthly to keep tract of all of expenditure and payment. For example, I need to plan which bills to be paid first to avoid late charges and interest by the bank. I will be able to realize when we will have cash flow problem even before it happen. This is to help us in planning how to minimize paying the interest to the bank.
13 years ago
6 comments:
All walks of people need to have planning and budgeting, my dear friend...Especially for parents like us, the planning is more important than before because it involves the future of our children...
chanel, a nice tag here for you to share with us how u deal with Jerial
http://www.demoments.net/blog/?p=1442
andrewjune
not everyone who thinks like you.still got some people who rather to be on debt..
mummy to qiqi
ok...will do
If got a lot a lot of money, budget might nor be an issue but to plan kua... but for us, definitely both... die die also must save a bit lar...
i do this. always overbudget but i stil continue month to month.it's goof to know where your money goes.
vivianz
not easy to save...when everything is increasing...
deane e
me..too most of the time overbudget but which is true , at least we know where the money goes too...
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