Credit cards points…

Due to the new tax ruling, PaPa and Mummy cancelled a few of our credit cards. We might have own many credit cards but fortunately, we managed to maintain using the credit cards without owing any plus zero annual fees. We made sure that all bills were settled before the due date to avoid late charges and interest. However, instead we maximized the benefit of the Visa reward card system by changing for many items over the years. Yes, we had been loyal to Visa for many years. Since the points earned were free, so the items we got were also free.